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BMO Bank Of Montreal: Helping clients with Mortgages, refinancing, debt consolidation, home equity line of credit, investment property financing. Helping first time home buyers by conducting seminar's Helping my community by conducting sports events I
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Very Nice Read, If you like it please share with your freinds.. Healthy cooking tip for 2013!!! So, give those lemons a good wash, freeze them and grate them. Your whole body will love you for it!!!!! Read this – it may save your life or the life of a friend or loved one. The more you read, the more you want to know… it’s not long so, read it. It’s amazing! Amazing frozen lemons All it is.....is a frozen lemon Many professionals in restaurants and eateries are using or consuming the entire lemon and nothing is wasted. How can you use the whole lemon without waste? Simple.. place the washed lemon in the freezer section of your refrigerator. Once the lemon is frozen, get your grater, and shred the whole lemon (no need to peel it) and sprinkle it on top of your foods. Sprinkle it to your vegetable salad, ice cream, soup, cereals, noodles, spaghetti sauce, rice, sushi, fish dishes, whisky.... the list is endless. All of the foods will unexpectedly have a wonderful taste, something that you may have never tasted before.. Most likely, you only think of lemon juice and vitamin C. Not anymore. Now that you've learned this lemon secret, you can use lemon even in instant cup noodles. What's the major advantage of using the whole lemon other than preventing waste and adding new taste to your dishes? Well, you see lemon peels contain as much as 5 to 10 times more vitamins than the lemon juice itself. And yes, that's what you've been wasting. But from now on, by following this simple procedure of freezing the whole lemon, then grating it on top of your dishes, you can consume all of those nutrients and get even healthier. It's also good that lemon peels are health rejnevators in eradicating toxic elements in the body. So place your washed lemon in your freezer, and then grate it on your meal every day. It is a key to make your foods tastier and you get to live healthier and longer! That's the lemon secret! Better late than never, right? The surprising benefits of lemon! Lemon (Citrus) is a miraculous product to kill cancer cells. It is 10,000 times stronger than chemotherapy. Why do we not know about that? Because there are laboratories interested in making a synthetic version that will bring them huge profits. You can now help a friend in need by letting him/her know that lemon juice is beneficial in preventing the disease. Its taste is pleasant and it does not produce the horrific effects of chemotherapy. As you know, the lemon tree is known for its varieties of lemons and limes. You can eat the fruit in different ways: you can eat the pulp, juice press, prepare drinks, sorbets, pastries, etc... It is credited with many virtues, but the most interesting is the effect it produces on cysts and tumors. This plant is a proven remedy against cancers of all types. Some say it is very useful in all variants of cancer. It is considered also as an anti microbial spectrum against bacterial infections and fungi, effective against internal parasites and worms, it regulates blood pressure which is too high and an antidepressant, combats stress and nervous disorders. The source of this information is fascinating: it comes from one of the largest drug manufacturers in the world, says that after more than 20 laboratory tests since 1970, the extracts revealed that It destroys the malignant cells in 12 cancers, including colon, breast, prostate, lung and pancreas... The compounds of this tree showed 10,000 times better than the product Adriamycin, a drug normally used chemotherapeutic in the world, slowing the growth of cancer cells. And what is even more astonishing: this type of therapy with lemon extract only destroys malignant cancer cells and it does not affect healthy cells.
Be mortgage-free faster with these 3 strategies Every homeowner knows that the best mortgage is no mortgage at all. So what can you do to pay down your mortgage faster — and save possibly thousands of dollars of interest at the same time? Consider these three strategies. Pay more frequently Many people choose a “traditional” payment schedule, paying their mortgage on a monthly basis. But switching to an accelerated weekly or bi-weekly (every other week) schedule will reduce your principal faster, because you make the equivalent of one month’s extra payment every year. How much will you save? Assuming a $250,000 mortgage at 5.5% amortized over 25 years, changing from monthly to accelerated weekly payments will save you $37,863 in interest over the life of the mortgage (assuming interest rates stay the same) and you’ll own your home almost four years sooner. Increase your regular payment With a BMO mortgage, you can increase your mortgage payment by up to 20% of the original mortgage amount or up to 10% for a Low Rate Fixed Closed Mortgage once each calendar year. Increasing your regular mortgage payment — by even a small amount — can make a huge difference over the long term. For example, suppose you have a $200,000 mortgage at 5% amortized over 25 years. Your regular monthly payment is $1,163. Now, suppose you top that payment up to $1,200. That’s just an extra $37 each month, but over the life of the mortgage, you’ll save $10,034 in interest and be mortgage-free after about 23 1/2 years instead of 25. Make a lump-sum prepayment With a BMO mortgage, you can prepay, in $100 increments, up to 20% of the original mortgage amount, or up to 10% for the Low Rate Fixed Closed Mortgage each calendar year, without charge. If you have the extra cash, it really pays to take advantage of this option. Suppose you have a $180,000 mortgage at 4.75%, amortized over 25 years. If you can prepay $10,000 at the end of the first year, you’ll save $19,229 in interest and be mortgage free almost three years ahead of schedule. We can help you find the best way to pay down your mortgage faster based on your personal situation
********BMO Mortgage highlights******** -No application, administration, or appraisal fees. -Extended amortization and flexible down payment options. -Don’t pay for Mortgage Life Insurance¹ and Accident & Illness Mortgage Protection¹ while your home is under construction. -BMO Bank of Montreal is a leader in the market for the Builder Capped Rate Program, with products and features that are customized to fit your needs. -If you have a home you must sell, we do “mortgage staging” with your realtor and feature your home on our Listing Boards in our BMO branches to assist you. -Let me give you a second opinion if you have already been approved elsewhere, it’s complimentary. -We can work together on a strategy to maximize the Government of Canada’s First Time Home Buyers Program. 1 Offered by Sun Life Assurance Company of Canada. 2 Some conditions apply. Subject to meeting Bank of Montreal’s usual credit criteria. Ask us for full details. 3 Rates and offers are subject to change without notice. Interest on fixed rate mortgages are calculated half-yearly, not in advance. Usual Bank of Montreal credit criteria must be met. 4 Annual Percentage Rate (APR) is for a mortgage of $100,000 with monthly payments and a 25-year amortization. APR assumes no fees(s) apply. ® Registered trade-mark of Bank of Montreal, used under licence. ®† Trademarks of AIR MILES International Trading B.V. Used under license by Loyalty Management Group Canada Inc. and Bank of Montreal.