Cara Dedels- Life and Health Insurance Advisor

at 2669 Langdon St, Abbotsford, V2T 3L3 Canada

I am a licensed Life and Health Insurance Advisor in the province of BC. In partnership with Desjardins Financial Security Independent Network.

Cara Dedels- Life and Health Insurance Advisor
2669 Langdon St
Abbotsford , BC V2T 3L3
Contact Phone
P: 604-795-1720


My services help you achieve your financial well being. My role consists of knowing your goals to provide viable options for your financial security needs. I specialize in risk in management. Identify the risk, create a proactive plan of action. Identify future needs/goals, create the plan for success. Services: Life, travel, medical, dental and group insurances. Investments: RRsp's, RESP's, Segregated Funds.

Company Rating

134 FB users likes Cara Dedels- Life and Health Insurance Advisor, set it to 7 position in Likes Rating for Abbotsford, British Columbia in Bank/financial services category

"Money is like a sixth sense- you can't make use of the other 5 without it" William Somerset Maugham

Published on 2014-03-12 05:33:38 GMT

Did you know that if you make a monthly contributions to your RRSP, you will earn more money on your investment than of you make a lump sum payment once a year. Why? Compounding interest my friends.

Published on 2014-03-06 15:10:32 GMT

I've spoke to a few people about life insurance and saving money for retirement each month. There reply to me was "I can't afford it". My reply back is always this "You can't afford not to". Our generation needs to learn to spend less at "Starbucks" and more on protecting our future. Do you want to play in retirement or be more broke than you are now?

Published on 2014-03-05 15:09:09 GMT

Are you currently putting away money each month for your child's education? Why not put that money in an RESP (Registered Education Savings Plan) and earn 20% extra in your account each month.

Published on 2014-03-03 22:32:00 GMT

Choose a financial advisor that participates in continuing education. There is so much information out there it is impossible for one person to know everything. But when you have an advisor that is always open to learning, you will be in good hands.

Published on 2014-02-27 14:05:17 GMT

Good financial advisors put the clients best interest before their own. Meaning the advice given fits the clients need not what pays the advisor the highest commission. When interviewing advisors ask for references with specific situations where the client was put first.

Published on 2014-02-27 03:53:42 GMT

What percentage is your savings earning? Let's take into consideration inflation is 2-3%. If you are earning that or anything less, you will be no farther along in the long term future. Call me to book your free consultation and talk about your options.

Published on 2014-02-25 14:02:35 GMT

*You need to know *When investing in RRSP's, once you reach $67K the government implements a claw back that begins to reduce your pension earnings. Other sources of savings and investing need to be explored.

Published on 2014-02-24 14:05:28 GMT

Tax Tip: The higher income earning spouse my contribute to the RRSP of the spouse who earns less income. This is especially helpful if the higher income earner has maxed out their contribution room. Benefits: Immediate tax savings and when the spouse pulls out the money they will be taxed in their lower earning tax bracket.

Published on 2014-02-23 15:01:34 GMT

When you think about your future, is it a goal that you are determined to achieve, or a dream that feels unobtainable? It's my job to sit with you to write your plan for success. When you make the right choices today your dreams will become your reality.

Published on 2014-02-22 15:20:19 GMT

Do you know the rule of 72? If your investment is earning 2% interest it will take 72 years to double your money. What percentage is your savings earning right now?

Published on 2014-02-21 14:05:20 GMT

Do you have a friend or a family member with a progressive disease like cancer, Parkinson's or Alzheimer's for example? Ask them to check if they are claiming the Disability Tax Credit. The Disability Tax Certificate (aka T2201) must be filled out by their doctor. If they have not done this before they may adjust previous tax years from the date of diagnosis up to each year the Disability Tax Certificate has been approved by the CRA.

Published on 2014-02-20 14:35:20 GMT

March 3rd RRSP deadline is quickly approaching!! Call me for a free, no obligation appointment.

Published on 2014-02-18 14:20:30 GMT

Times are changing!! So should the way you bank! Do you still listen to music on a Walkman or do you have an ipod? Do you still carry cash and cheques only to make all purchases or do you use a debit card? The face of financial institutions are changing as well.

Published on 2014-02-17 14:20:25 GMT

Great financial advisors use a systematic process to determine your "big picture" needs. This includes taking all streams of income, debt and goals into consideration. In your next meeting as your advisor to show you how they came to their conclusion, if they have not disclosed this method already. This is how you tell a real advisor apart from someone who is just trying to sell you a product.

Published on 2014-02-28 14:05:43 GMT

If you haven't had your daily dose of corny today, you better read this. "Pick up lines for the Insurance Advisor" Thanks for sharing with me Sheldon Lee. Do you believe in love at first sight? Or do you want to see that quote again? I don’t have my library card, so can you check out this quote for me? They say Disneyland is the happiest place on earth. Clearly none of them have had a meeting with you. Excuse me, I think I dropped something. Oh, wait. Nope, that’s just your premium. Rejection can lead to emotional stress, which in turn can cause severe medical problems. So before you turn me down, let’s a get a disability insurance policy in place.