To provide financial security and peace of mind to families when the unexpected occurs.
My Story: All my life I have been blessed with a wonderful and large family. I’m very close with all of my extended family and know how lucky I am to have all of them in my life. Unfortunately over the years I have lost several of them to cancer. Not only was in emotionally draining for the entire family, financially it was extremely devastating. So in 2004 when my close friend and Family Heritage agent Kia asked us to look at a cancer policy that pays you directly if you had to battle cancer and refunded you if you didn’t, we sat right down. It was a No brainer because at the time my Uncle John (Dad’s brother) was in his 5th year of battling colon cancer. So I signed up and so did my parents. Fast forward to 2008, my Mom went for her routine Mammogram and they found an abnormality. When the results from the biopsy came back, it was Cancer. We were all devastated and really scared. My Mom is one of the strongest healthiest people I know so this was a huge surprise. We made one call to Kia and she started the claim process. Words cannot express the gratitude to the company for being compassionate, paying my mom’s claims quickly and answering all of her questions. The bottom line is when someone you love has to go thru something like this you want to make sure that they get the Best care no matter what. Having this policy not only gave my parents peace of mind of knowing they can get the best care but that they have the finances to pay for it. When all of the bills came in that the insurance company was not covering my parents had no worries. That is priceless, because all mom had to do was focus on her fight not the finances. I’m proud to report that my Mom is healthy, happy, and cancer free. I can never repay the company back for what it provided for my family because it’s priceless. I can however, give back and provide to others what’s been provided to my family. I am currently licensed in three states and offer products under written by Family Heritage Life. I have created Completed Covered Chicago as a way to share information and help as many people as I can. I provide face to face guidance to prepare for the things in life we can’t predict. I look forward to sitting down with you and going over all of your options in a no pressure environment. Yours to Count on, Jill Product Overview Critical Illness and Accident Protection •Pays CASH directly to you (Remember health insurance pays doctors’ bills only) •Pays in addition to any other coverage you already have (even if your health insurance is through your spouse’s work) •Designed to help out with Loss of Income, and the indirect costs NOT covered by Health Insurance: Co-Pays, Deductibles, Travel, Housing Costs, Childcare, Pet care, Monthly Bills. •Covers everyone in your family 24 Hours a Day; at work or away from work, and whether you can work or not. •Coverage is affordable; starting as low as $7/week •Rates DO NOT increase with age or health (No physical to qualify, No long forms to fill out) •If you don’t use it you get ALL of your money back (Return of Premium), it helps you SAVE money. If you need it, you’re protected, if not you get a REFUND. Example of Claim Payouts: CANCERCARE PLUS – Cancer + Hospital ICU* Diagnosis $3000 + 10 days in Hospital $4500 (@$450/day) + 30 Chemo treatments $9000 (@$300/treatment) + Surgery $7500 + Travel $4500 TOTAL CLAIM PAID TO POLICY HOLDER = $28,500 INJURCARE – 24 hour coverage (on or off the job)* 1 week in Hospital $3150 (7days@450/day) + Initial Hospitalization $900 + Broken Leg $4500 + Physical Therapy (5 Sessions@$75); $375 + Ambulance $450 TOTAL CLAIM PAID TO POLICY HOLDER = $9,375 *There are over 30 additional benefits – this is just a general overview. We offer coverage for Injuries (on or off the job) and Major Illnesses (Cancer, ICU, & Heart/Stroke). This plan work with or without health insurance, and is designed to pay thousands of dollars directly to you in the event of an emergency. In addition, any unused premiums will be refunded to you. (Acts as a forced SAVINGS/RETIREMENT account). Company Quick Facts: A+ rating with the BBB Financial Rating of an A by A.M. Best (Independent rating service for financial status) Your benefits are paid DIRECTLY TO YOU, tax free to use any way that you need. Your benefits are paid IN ADDITION to any other insurance you may have. Claims are DEPOSITED DIRECTLY to your bank account, at your option. Your coverage is GUARANTEED RENEWABLE for life – only you can cancel. Your phone call is answered by a LIVE PERSON – all services are provided in the United States. Your premium DOES NOT INCREASE with age or because of claims. Family Heritage has NEVER RAISED A RATE on an existing policyholder.
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There are so many families in need because of the financial burden of #cancer, accidents and other medical issues. Everyone that sets an appointment we me this week generates a cash donation to a child going through Cancer. It takes 10 min to see if Family Heritage Back up plans can help you in the event the "Unexpected" strikes your family. All plans are affordable starting at a $1.00 a day and are 100% Refundable if not used. A family I just helped said it best: " We can all afford these plans, we can't afford not being able to work and pay our bills. Things just happen, get covered it's simple and the best present you can give your #Family for #Christmas...#Peaceofmind Message me to set up your appointment and avail times.
If you or your child or spouse battled cancer for 6 months, 12 months or longer, How might that impact you financially other than what health insurance will pay for? Everyone needs a back up plan and I can help educate you. Its hard to have a back up plan when you didn't know you needed one or thought you had one. Get informed and get protected before it's too late. Plans start at a 1.00 a day and are 100% refundable if you stay healthy. You have nothing to loose. #win-win Appointments run a min of 10 min and max of 45 min. Appointments are avail for this week. Please message me to get your preferred time before someone else does. All appointments automatically generate a donation to a child going through cancer in your name. Info is free cancer is not. Message me after you read this. God Bless
Facts : 👪 3 out of 4 families will be affected by a cancer diagnosis or other medical event. 👶Every hour a child is diagnosed with cancer 👨 1 out of 2 men and 👸1 out of 3 women will be diagnosed with cancer. You need a back up plan and I can help. If you or someone in your family get cancer and your income goes down or away what's the plan to pay for all your bills plus the new ones you'll be racking up. Its hard to have a back up plan when you didn't know you needed one. Get informed and get protected before it's too late. Plans start at a 1.00 a day and are 100% refundable if you stay healthy. You have nothing to loose. #win-win Appointments run a min of 10 min and max of 45 min. Appointments are avail for this week. Please message me to get your preferred time before someone else does. All appointments automatically generate a donation to a child going through cancer in your name. Info is free cancer is not. Message me after you read this. God Bless #CampoutFromCancer #Battleforthecurefondation
UPDATE: I have 14 appointments set and many completed, 16 more to go to reach my goal. Please like and share to help me reach my goal. Message me to set up your 10min slot and make a difference! Thank you God Bless There are so many families in need because of the financial burden of #cancer, and other medical issues. Everyone that sets an appointment we me this week generates a cash donation to the Hope Box Program. It takes 10 min to see if Family Heritage Back up plans can help you in the event cancer strikes your family. Any of you that know me personally know I have a special connection with kids mostly because I like to be silly! I have made it a mission to help kids battling cancer. Please help me help them. If you have read these posts but never contacted me, now is the time! This is your sign! 30 appointments is my Goal starting tomorrow; Wednesday - Sunday. All my Algonquin friends I will be avail Wednesday & Thursday and will go to you! Thanks in advance. Please like and share I really appreciate the help spreading the word! Together We Will Make A Difference!
For those of you who don't know if what I do can help them personally, I ask you these five questions to help you find the answer. 1. Who do you know that's gone thru something major medically? 2. Knowing your personal situation, if you or someone in your immediate family were to have a serious accident, or a heart attack, or the big one...Cancer. Would that put some added pressure on you financially? 3. If Yes (Most Common Answer) Why?... Regular bills? Child or Pet care? House or car payment? Additional medical bills incurred from illness or injury? Co-Pays, prescriptions, loss of income? 4. What do you have in place today that would pay unlimited cash directly to you if something were to happen? (Remember... Health and Life, pays someone else, Disability pays for only you not your family, has a waiting period and is a percentage of your salary) 5. If Nothing (Most common Answer) What is you back up plan to meet all the expenses listed in question 3. Don't rob a bank or sell a kidney, just call,or message me to set up your ten min overview. Remember all policy's refund all unused premiums. Please Like and share this with every one you know. We can't predict the future but we can prepare! Its better to be paid to heal than pay someone else. Every apt. scheduled will generate a donation for Camp Out From Cancer God Bless~