at 297 Schubach Street, Albury, 2640 Australia
Providing full financial planning services to client in the Albury, Wodonga,Wangaratta, Yarrawonga & Holbrook Districts
Ray Mitchell and Elders Financial Planning Albury Pty Ltd are authorised representatives of Elders Financial Planning Pty Ltd AFSL 224645 Responsibility for the content and opinions expressed on this page rests solely with the Author and opinions expressed do not necessarily represent the views and opinions of Elders Financial Planning Pty Ltd. Important Information The advice contained herein does not take into account your particular objectives, needs or financial situation. Before making a decision regarding the acquisition or disposal of a Financial Product you should assess whether the advice is appropriate to your objectives, needs or financial situation. You may wish to seek the help of an adviser. No responsibility is taken for persons acting on the information provided. Doing so, you do so at your own risk. Before acquiring a financial product you should obtain a Product Disclosure Statement (PDS) relating to that product and consider the contents of the PDS before making a decision about whether to acquire the product. Opt Out clause- If you wish to no longer see our status updates, be notified of events or new notes, please remove (your page name) from your fan pages. Elders Financial Planning Albury is specialist advisers to local small business owners with expertise to develop and monitor advice and strategies to help you achieve your business and personal goals. We do this by understanding your values and concerns to ensure your Risk Management, Succession Planning, Estate Planning, Superannuation & Retirement planning needs are met so that you are able to achieve your goals. Financial Advice & Wealth Strategy Business Succession Planning, Farm Succession Planning, Key Person Protection, Buy Sell Agreements, Estate & Asset Protection, Personal & Business Protection, Wealth Creation & Superannuation Srategy Advice Life, Disability, Trauma & Income Protection Insurance Our staff pride themselves on providing professional personalised service. We provide clarity of our costs for services provided so you will have a comprehensive understanding of the relationship and the value we provide. Understanding small business today to plan for the future.
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Wishing you all a great 2014
A merry christmas and happy new year to all....we will be closed tuesday 24th dec and recommencing 2nd jan 2014.....cheers ray
You may have already read/heard this, if not a great read… A vacationing American businessman standing on the pier of a quaint coastal fishing village in southern Mexico watched as a small boat with just one young Mexican fisherman pulled into the dock. Inside the small boat were several large yellow fin tuna. Enjoying the warmth of the early afternoon sun, the American complimented the Mexican ...on the quality of his fish. "How long did it take you to catch them?" the American casually asked. "Oh, a few hours," the Mexican fisherman replied. "Why don't you stay out longer and catch more fish?" the American businessman then asked. The Mexican warmly replied, "With this I have more than enough to meet my family's needs." The businessman then became serious, "But what do you do with the rest of your time?" Responding with a smile, the Mexican fisherman answered, "I sleep late, play with my children, watch ball games, and take siesta with my wife. Sometimes in the evenings I take a stroll into the village to see my friends, play the guitar, sing a few songs..." The American businessman impatiently interrupted, "Look, I have an MBA from Harvard, and I can help you to be more profitable. You can start by fishing several hours longer every day. You can then sell the extra fish you catch. With the extra money, you can buy a bigger boat. With the additional income that larger boat will bring, before long you can buy a second boat, then a third one, and so on, until you have an entire fleet of fishing boats." Proud of his own sharp thinking, he excitedly elaborated a grand scheme which could bring even bigger profits, "Then, instead of selling your catch to a middleman you'll be able to sell your fish directly to the processor, or even open your own cannery. Eventually, you could control the product, processing and distribution. You could leave this tiny coastal village and move to Mexico City, or possibly even Los Angeles or New York City, where you could even further expand your enterprise." Having never thought of such things, the Mexican fisherman asked, "But how long will all this take?" After a rapid mental calculation, the Harvard MBA pronounced, "Probably about 15-20 years, maybe less if you work really hard." "And then what, señor?" asked the fisherman. "Why, that's the best part!" answered the businessman with a laugh. "When the time is right, you would sell your company stock to the public and become very rich. You would make millions." "Millions? Really? What would I do with it all?" asked the young fisherman in disbelief. The businessman boasted, "Then you could happily retire with all the money you've made. You could move to a quaint coastal fishing village where you could sleep late, play with your grandchildren, watch ball games, and take siesta with your wife. You could stroll to the village in the evenings where you could play the guitar and sing with your friends all you want." The moral of the story is everyone has a different definition of success, but don't get caught up running with the pack, don't be fooled by the masses.....choose your own destiny and do what you need to do to achieve it but don't loose sight of the fact that success is a journey not a destination.....