From credit card processing to gift cards, point-of-sale to ecommerce solutions, SCCP offers a multitude of flexible custom built merchant solutions to help you save and grow your business.
SCCP is a company providing credit card processing solutions to businesses in the Kansas City metropolitan and surrounding areas. SCCP takes great pride in building solid business relationships with each client and provides award-winning customer service with a personal touch. With SCCP, you’ll never have the feeling of ‘being sold’ or find it difficult to reach us when questions arise. Because we are local, there’s no worry of us being ‘here today & gone tomorrow.’ We offer customized solutions to address your current & future processing needs. Our products are designed not only to help you save money and network your business, but also to increase your bottom line.
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January is most likely the best time of the year to have your credit card rates evaluated. Businesses are always trying to find ways to save money and a lot of times they forget to check their rates. Try and avoid the solicitation calls, ask other businesses or your neighbors who they use and if they're happy? In most cases, you'll find someone who's familiar with your area and may be local. The savings can add up and truly effect your bottom line! I'm always available for a free consultation if you have any questions or concerns! Happy New Year!
Merchants/Retailers - If you're issuing gift cards and wanting to switch to another credit card processor, be aware that not all processors do the same things. You may be in a situation with your current company and not be able to move your GC's over. If told by the prospective new company that they can do this, make sure it's in writing.... Promises are made all the time and nothing in writing to back up those words. You could stand to deal with potential revenue loss and a severe headache down the road!
It's that time of the year when credit card fraud is at its highest. Avoid using debit cards in restaurants, hotels, rental cars when traveling. Also avoid using them when making online purchases. Always check for the https or the locked padlock in the URL line, this means that they are secure sites. We see the highest amount of theft in these top categories. Most debit cards do not come with any type of protection. These cards lead thieves directly into your bank accounts. Using a credit card for these types of transactions usually offer the highest protection. You can dispute fraudulent charges and not risk money tied to your bank accounts.
Try not to pay too much attention to merchant providers who quote rates! The important part of this business is called "The Effective Bundled Rate." All fees divided into your volume. This is the rate you want to focus on. When you hear rates, that's just a way to bait you in. Don't forget to ask for local references and are they local?
Here is some FREE advice, nothing is free!!!! When you are told by a merchant service provider free equipment...... Just know that somewhere down the line you WILL pay for that FREE equipment. And most likely it won't be a pleasant experience!
Several banks have started to raise their rates for businesses accepting credit cards. Some are sending notifications in a separate letter, while others simply attach it to their merchant statements. If you don't read your statements, then you could possibly be paying more than you initially signed up for. Make it a point to read these statements and if you have questions or concerns, ask your customer support to assist you. If you find that your efforts for clarity are not being taken seriously, then give me a call and I'll gladly assist you!
ARE YOU PAYING TOO MUCH? If you're processing credit cards and your rate is over 1.45% then you're paying too much! Call me for a free consultation at 913-963-5334.
Numerous business owners have been overwhelmed with calls from credit card companies making all kinds of promises. If you receive a call asking to update your terminal, sell you paper, needing to see your merchant statements, hang up and call your processor. These calls are misleading and dishonest. They are not your current provider and are just trying to get themselves in the door by acting like they are. If in doubt, always call your representative and ask for clarity.
If you're a mid size or small business owner who accepts credit cards, you should be concerned by the recent security breach with Target. Target is known for having invested a huge amount of money in their security and for them to have a breach, means other businesses should be questioning their own security. Call your merchant provider and ask if you're up to date on your (terminals, POS's, Online service) It never hurts to ask. If your given the run around and feel like your spinning your tires, give me a call and I'll be glad to assist you with any concerns.
FREE FREE comes with a price! Please be aware of Merchant Providers who keep using these words. I just had a client who had someone make all kinds of promises and offers to get his business. My client called me and we discussed these offers and read their contract. We found lots of hidden fees and the savings promised were false! He actually would have paid more per month and would have had a nightmare, if he tried to cancel working with them in the future. My client wasn't going to make the switch, but as a business owner, he wanted to make sure he was doing everything possible to save his company money. We also, went online and researched this company, they had all kinds of complaints and poor reviews! If you do not have a close relationship with your merchant provider, you should!