Jamie Gale - Victoria's Trusted Mortgage Advisor

at 737 Yates St, Victoria, V8W 1K2 Canada

Living and loving life on the best island in the world!


Jamie Gale - Victoria's Trusted Mortgage Advisor
737 Yates St
Victoria , BC V8W 1K2
Canada
Contact Phone
P: 250.580.5691
Website

Description

Vancouver Island's Most Trusted Source For Mortgage Financing.

General Info

Senior Mortgage Professional with Dominion Lending Centres, Harbourview Mortgage Corp. An expert in assessment and evaluation of mortgage needs and strategies with a focus on long term wealth through Real Estate Investment while establishing an intelligent position in the Real Estate market. I am a modern mortgage professional with a diverse background and client base. Through a combination of “old-school” processes and out of the box “new-school” approaches and negotiating skills, my success ratios and client satisfaction levels are among the very highest in the industry. I earned my designation through the University of British Columbia’s Sauder School of Business scoring amongst the highest graduates the program has seen. After testing the waters with select brokerages, I have found the perfect balance with Harbourview and have continued to excel amongst my peers. Active in a variety of charitable and community organizations, the basis of my business is built around organic referral methods rather than pushy marketing campaigns. I feel my work speaks for itself and that my success levels are in direct correlation to the value my clients receive from my services. I have been recognized within my industry as well as by various media outlets as an expert in the field and a resource for other mortgage professionals to reference. Through continual upgrades to my education and my craft I intend on continuing in a leadership role within the industry. Specialties Residential and Commercial Mortgage Financing: Providing industry leading mortgage financing for those seeking long or short term financing on their homes, investment properties, commercial holdings and any other real estate related assets. Real Estate Strategy and Consultation: Providing unbiased and expert opinion in order to provide my clients with the ability to make sound business decisions surrounding their Real Estate Investments and Joint Ventures

Company Rating

305 FB users likes Jamie Gale - Victoria's Trusted Mortgage Advisor, set it to 2 position in Likes Rating for Victoria, British Columbia in Bank/financial services category

There's really no other way to put this... Rates are dropping...everywhere! It's a good time to consider your mortgage options, but buyer beware, the products are not all created equally. Do your home work... or better yet, have someone like me do your home work for you!!

Published on 2015-01-29 19:08:36 GMT

Thanks Dan Pultr for sharing. Immigrant investor program is back, $10M in "legitimate" net worth and a $2M investment in a 10 year startup fund. This will serve Vancouver/Victoria well but may lead to more debate around local affordability. http://news.gc.ca/web/article-en.do?nid=915059

Published on 2014-12-17 16:27:00 GMT

Listening to CMHC's Spring update. Interest rates to stay low, resale market to stay balanced and sales are forecasted to pick up! All GREAT news!

Published on 2014-04-08 17:09:30 GMT

Just a quick little FYI... you can still buy a house with no money down! Want to find out how? Call 250-580-5691 or email jgale@mortgagegroup.com

Published on 2014-04-17 16:38:20 GMT

" Victoria trending towards a buyers market". - CMHC Spring Update

Published on 2014-04-08 17:29:30 GMT

Good morning everyone, For those of you who don’t know, BMO once again has announced their 5 yr 2.99% mortgage once again this week. What they aren’t telling you is this product is riddled with restrictions. Here are the BMO restrictions: The 5 year special is low-frills, meaning: - A Lower Maximum Amortization: 25 years max - Less Lump-sum Pre-payment Ability: 10% maximum per year (we get you 20%) - A Smaller Payment Increase Option: Up to 10%, once per year (we get you 20%) A Locked Term: The Low-rate Mortgage is fully closed unless you sell the property, refinance (with BMO only), or early renew into another BMO mortgage. In other words, unless you sell, you're not leaving BMO for 5 years, like it or not. Now combine this with the fact that BMO's IRD (interest rate differential penalty) for early payout is one of the worst out there, why would someone want to risk being caught should they sell or have to payout early. If you are in fact staying in the property for 5 years, we can get you 2.89% in a no frills product that allows a full 20% pre-payment. Just sayin’…..

Published on 2014-03-28 18:26:33 GMT

5 Year fixed at 2.94%!!! This is a no-frills product which means a big penalty if you want to break it within 5 years, but if you're in it for the long haul...this is CHEAP!!!

Published on 2014-03-14 18:50:37 GMT

That moment you upload a new picture and realize exactly how huge your head is.... #mortgage #selfdeprication

Published on 2014-03-12 19:18:25 GMT

I've had 3 separate clients this week tell me they were pre-approved with their bank. Once I pulled their credit bureau it showed me that the banks hadn't even looked at their credit. Please, for the love of all things real estate, make sure you do not place an offer on a home based on a verbal pre-approval! Contact a trained mortgage professional to make sure you are truly approved to be out shopping for a home. It will save you much grief and many grey hairs!