at 9th floor - 1661 Portage Avenue, Winnipeg, R3J 3T7 Canada
Investors Group Financial Services Inc.
At Investors Group, we know that today, good financial advice is more important than ever. We take a long-term approach to planning. We believe that with a detailed plan, reviewed and updated regularly, you will have the financial resources to realize your goals and stay on track. We believe that building long-term relationships with clients is the best way to help you and your family to explore the financial options that are best for you at each stage of your life. Whatever your short or long-term financial goals – buying a home, paying for an education, living well in retirement or planning your estate – we will work with you to develop a plan to help get you there.
153 FB users likes Jaymie Deprez - Consultant, Investors Group, set it to 15 position in Likes Rating for Winnipeg, Manitoba in Bank/financial services category
November was financial literacy month. I often hear clients ask "why don't they teach us _______ in school" - what credit card debt does to your credit rating, how to buy your first home, how to start saving, just to name a few. Today I'm speaking at my former high school; Stonewall Collegiate Institute to students about money and youth. Looking forward to this discussion.
Its always nice to find a great deal. Especially when there is so many competing priorities on our bank accounts. I want to hear from you - what was the best Black Friday sale you took advantage of?
Do you know the difference between fixed rate and variable rate mortgages? Fixed rate is locked for the selected term; whereas, variable is generally lower but may fluctuate depending on the market and interest rate environment. Tell me below, which do you prefer - fixed or variable rate mortgages?
60% of surveyed Canadian Homeowners admit to making a mistake when buying a home. Among the top concerns were: Renovations (15%), Small Down Payments (14%), No Home Inspection (13%) Share with us below, what your biggest concerns are when buying a home.
Buying your first home? Tip 2: Take the time to understand your mortgage. Your mortgage payments will depend on the term of your mortgage, interest rate, amortization period, payment frequency and product you choose. What type of research have you done in preparation for a new home? Let us know!
Buying your first home? To help you get on the right financial foot, I’ll be posting tips for new home buyers throughout November. Tip 1: Assess all of your costs. Try living on your new housing budget for a few months to ensure you can maintain a comfortable lifestyle beyond your mortgage and other housing costs. What have you done to budget for home ownership?
Thanks to those who have been following my "starting to save" posts over the last few weeks. I've enjoyed the conversations, messages and meetings resulting from your interest in planning for your future.
Recently, a client proudly shared with me that her father encouraged her to begin investing a portion of her babysitting money at the age of 12. Now, she's in her thirties, and because of the habits developed at a young age, she has financial security. Getting started can be the hardest part of saving - don't let anyone make you feel that you're too young to start thinking about your future!
Ages 25-40, those are the savings years when your expenses are usually higher and you have less to invest. On the other hand, you have a longer time horizon to retirement so you can choose a more aggressive investment strategy that includes more volatile investments that may go down in the short term but may produce higher returns in the long term. Want to talk further? Message me for more information.
Starting to save can be as simple as contributing $50 a paycheque in to an investment account. This, combined with time and growth can lead to a portion of your retirement savings. Yet, 60% of individuals under the age of 35 are not working with a financial planner. What’s stopping you? Contact me to get started.
When it comes to “starting to save”, A common misconception is that individuals need a significant sum of cash to begin investing. Do you fall in to this group of individuals? Over the next few weeks I will be discussing the idea of “starting to save”. Invite your friends to check out my page tomorrow for my next post.
How can a financial planner help? Simply put, I plan for and protect your financial future.
Your kids are growing quickly - find out how your RESP can also grow quickly: Do you know the federal grant, Canadian Education Savings Grant, will provide grant dollars for your childs RESP based on 20% of your contributions. Contact me to get started.
Buying your first home? Here's a tip for you: Assess all of your costs. Try living on your new housing budget for a few months to ensure you can maintain a comfortable lifestyle beyond your mortgage and other housing costs. What have you done to budget for home ownership?
Quarry Days is about I get started.... Stop by the Investors Group booth on Main Street on Saturday and Sunday...
Has anyone ever explained the difference between term insurance and permanent insurance to you? I'd love to hear your experience - comment below.
Investors Group is currently offering some fantastic variable and fixed rate limited-time mortgage promotions with rates as low as 1.99%! Contact me soon, I can setup a meeting with one of our expert Mortgage Planning Specialists to help you sort through the different options and ensure you find the best one for your specific situation.
South Interlake Business Expo on today at the Stonewall Curling Club - lots of eats, treats, friendly faces... And financial planning Consultants! Come by our booth to say hi!
How did this years tax return turn out for you? Let's sit down together and start planning and looking at strategies to improve next years return.