at 101-2001 McCallum Road, Abbotsford, V2S3N5 Canada
Welcome to my Investors Group Financial Services Inc Facebook page about Financial Planning in the Fraser Valley! Have a peak around, enjoy yourself, ask me a question & remember to click LIKE! :)
In case you wondered what I do... 8 Step Wealth Discipline Process: Step 1 - Initial Review Step 2 - Discuss Goals & Understand Client Objectives Step 3 - Written Financial Plan (Draft) & Commitment By Both Parties to Work Together Step 4 - Investment & Tax Planning Step 5 - Insurance & Estate Planning Step 6 - Written Financial Plan (Final) Step 7 - Complete Legal & Tax Updates Step 8 - Financial Planning Review Scheduled
58 FB users likes Jeffry Frison, Financial Consultant - Investors Group, set it to 19 position in Likes Rating for Abbotsford, British Columbia in Bank/financial services category
Oh, I should mention too ...I am currently accepting new clients :-)
"Chief Executive Officer Tim Cook is under pressure to reignite Apple’s sales growth and the iPhone, which generates more than half of the company’s annual revenue, remains his chief weapon. Last year, the smartphone produced $91 billion in revenue alone, more than the total sales of Oracle Corp., Yahoo! Inc., Facebook Inc. and Twitter Inc. combined." -Bloomberg 06/24/2014 Interesting how big Apple and Android's are!!!
Ever wonder the difference between term life insurance and permanent life insurance? Term: Insurance in case you die. Permanent: Insurance when you die. Term is cheap and gets expensive quickly. Permanent rates never increase.
I just came back through the border at Sumas and saw a whole bunch of cameras! They are filming the TV show border security!
NEW: 2.25% variable 5 year Investors Group mortgage rate announcement! Again, limited time only. Ask for details.
Last week or so of taxes! We refer out for tax preparation services at $50/return. Let me know and I will email you the details. Coordinated out of our Abbotsford office.
So sad to hear about Jim Flaherty.
Awe. So sad to hear about Robin Williams passing.
Wow! If you, or someone you know deals with RBC and would like to talk with me (a dedicated advisor) with no annual fees, please let me know and I can see what we can do. This can be huge savings compared to the recent huge hike in fees at RBC: RBC Dominion Securities (RBC DS) has notified clients with less than $125,000 in household assets that they will be charged $500 on September 19, 2014, or lose access to a dedicated advisor. The fee will affect clients with less than $125,000. The FEE for a non-registered account will DOUBLE this year - Clients will be charged $500 plus applicable taxes, compared to $250 in 2013. The FEE for a registered account will TRIPLE this year - Clients will be charged $375 plus applicable taxes, compared to $125 in 2013 In addition to the regular $125 registered account fee, the $375 charge is being positioned as a “top-up” minimum account fee.
If you are like me, you probably just received your property tax notice. This is a friendly reminder to apply for your grant. And, if you haven't already looked into the property tax deferral program, feel free to ask me about it. :)
1.99% mortgage rate DISCONTINUING. In order to qualify for the 1.99% for a purchase, transfer or refinance, I must have your completed application by Friday, May 30. Promotion ends this Friday! Please call or email me ASAP and let's see the money we can save you even by breaking your current high interest rate mortgage at a bank or credit union. For example, if your penalty is $1,000 but we save you $3,000, then you are $2,000 ahead plus reduced amortization by changing to a 1.99% mortgage rate! Let me run the math for you, no obligation. I need: 1. Your current mortgage rate 2. Your current mortgage balance (incl any secured line of credits). 3. Your current penalty that your bank will charge. A simple call to your bank's 1-800# will provide you all this in 2 mins. Let me know!
NOTICE: Mortgage Default Insurance Premiums increasing May 1 As a reminder, effective May 1, 2014, CMHC, Genworth and Canada Guaranty will be increasing their mortgage loan insurance premium rates as follows: Loan-to-Value Ratio Standard Premium New Standard Premium Up to and including 65% 0.50% 0.60% Up to and including 75% 0.65% 0.75% Up to and including 80% 1.00% 1.25% Up to and including 85% 1.75% 1.80% Up to and including 90% 2.00% 2.40% Up to and including 95% 2.75% 3.15% To assist in clarifying questions raised, eligibility of current standard premium rates will apply to the following scenarios providing the application for mortgage insurance was submitted prior to May 1, 2014: • New construction properties (i.e. condos) that are not expected to be built for another two years, regardless of the closing date. • An application submitted for mortgage insurance to the insurer prior to May 1, 2014, where the application then gets resubmitted with changes or updates on or after May 1. TAKE AWAY: If you are looking at a mortgage with less than 20% down, get your applications in to me BEFORE May 1!!!