at 500 W Madison, Suite 1725, Chicago, 60661 United States
I am an Agent licensed to sell insurance, long-term care, and fixed annuities through New York Life Insurance Company in IL and IN.
When sitting down with individuals, my goal is to inform them on alternative avenues for retirement planning, college funding, estate conservation, mortgage protection, etc. With an amazing support staff, I represent a tradition 169 years old. As a historian, that means a great deal to me. Whether you are a recent college graduate like myself, a parent, a spouse, preparing for retirement or already retired, there is always a benefit to learning about more options, especially when it comes to finance. With a degree in history, and as an alumnus of the forensics community, legacy and education are among my greatest priorities. As a true believer of the work New York Life does, my dedication to promoting life-long learning is reaffirmed and strengthened each and every day. So let's have a conversation. I am an Agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Illinois and Indiana. No insurance business may be conducted outside the state referenced. Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professionals before making your decisions.
170 FB users likes Joseph Hlavaty, Licensed Agent with New York Life, set it to 20 position in Likes Rating for Chicago, Illinois in Bank/financial services category
When you change jobs, don’t leave your money behind. Let’s talk about how you can convert assets from a 401(k) with a previous employer into guaranteed retirement income today.
"Don't be afraid to give up the good to go for the great." ~John D. Rockefeller
Starting a stable investment for a child will help supplement college funding, pay for a down-payment on a house, assist in wedding costs, or simply provide a paid-up financial legacy for which you will always be remembered by. Additionally, whereas other college savings plans are held against you in terms of FAFSA, our savings programs are not. Parents, let's talk about funding your child's future (and I promise I won't talk about death).
Recently change jobs? Still have an old 401(k) with the previous employer? Let's talk about ways to utilize that money that costs you nothing. Yes, I provide more than just covering life insurance!
That’s right, New York Life does rollovers. Whether you are saving for retirement or ready for income, I would love to help.
You own homeowner's insurance, yet only 3% will lose a house to a fire. You own auto insurance, yet only 18% will total a car in their lifetime. 72% of individuals will need home care or nursing home care, yet very few own long-term care insurance. We are living longer, yes, but we are still human. Talk to your parents. Think about the effects on your family, your children. Start the conversation.
Confused with health enrollment? Although NYL does not provide health insurance itself, don't forget, I am licensed in health insurance! Feel free to shoot me a message with any questions!
I am now a part owner of New York Life...so technically...I'm my boss?
The alarming drop in the stock market today should serve as a reminder of how important it is to diversify your financial portfolio. If a stable foundation is formed, then the volatility of our stock market wouldn't cause the concern it did.
Any interest in learning about how your social security works, as well as how you can maximize your benefits? New York Life's Chicago North Shore office is hosting a seminar Thursday evening! Shoot me a message to learn more/RSVP!
What's the key to a happy & secure retirement?
8 vital tax tips for LGBT couples from the Daily Finance team.
As cut-throat as our industry can be, it's always nice to see all the companies join together in support of the non-profit organization Life Happens, which provides scholarships to children who have lost one or both parents. This month, the campaign is called "Insure Your Love" and it's goal is to remind everyone that insurance is not bought with yourself in mind, but your loved ones. As much as we love the financial vehicles which are intended for accumulation only, we cannot forget the protection side of financial planning. Make sure your financial plan reflects the ones you love.
"The American public has been brainwashed into believing they must accept risk, volatility, and unpredictability to grow wealth and have a comfortable lifestyle in retirement." - Pamela Yellen in "Bank on Yourself"
Why do I work with young professionals? Besides being one, it helps to understand tax diversification from your first retirement account. Understanding the different options, from a 401k to a Roth IRA to Cash Value Whole Life, can set you on the right track for a healthy financial lifetime. If you've started to contribute to any sort of IRA or 401k/403b plan, we should sit down and chat!
Did you know that you could turn an old 401k or 403b account into a guaranteed annual check for life, even after the initial account has depleted? That old account could become a vacation every year in retirement, or help pay for other costs!
In an effort to increase my accessibility to answer any questions regarding one's financial portfolio, I have created a Skype account dedicated to my practice! The name is: planwithjoe . Feel free to add me and have a quick chat!
"You've got one job, and that is to get better." ~Derrick Rose
A big thank you to those who liked my page! It is much appreciated. I wanted to share first and foremost the "long" description of what I do: My primary job is to educate. When sitting down with individuals, my goal is to inform them on alternative avenues for retirement planning, college funding, estate conservation, mortgage protection, etc. With an amazing support staff, I represent a tradition 169 years old. As a historian, that means a great deal to me. Whether you are a recent college graduate like myself, a parent, a spouse, preparing for retirement or already retired, there is always a benefit to learning about more options, especially when it comes to finance. With a degree in history, and as an alumnus of the forensics community, legacy and education are among my greatest priorities. As a true believer of the work New York Life does, my dedication to promoting life-long learning is reaffirmed and strengthened each and every day. So let's have a conversation.