at 200 St Paul Pl, Ste 2700, Baltimore, 21202 United States
The Maryland Insurance Administration is an independent state agency that regulates Maryland's insurance industry and protects consumers by enforcing insurance laws.
If you are looking for more information about the Maryland Insurance Administration, please visit www.insurance.maryland.gov. The MIA's goal is to provide efficient, effective service to both the consumers of insurance products and the insurance industry. The MIA best serves its core constituents by assuring fair treatment of consumers. Consumers are protected when insurance coverage is available at fair prices and when companies are solvent and utilize fair sales, claims and settlement practices. The agency strives to increase public understanding of the vital role insurance plays in the daily lives of Maryland citizens and businesses. Insurance is the principal means of managing risks. While it is not possible to eliminate risks arising from poor health, auto accidents, home damage and other unexpected occurrences, you may minimize its impact by purchasing appropriate insurance coverage. Though the MIA cannot recommend a particular policy or insurance company, we can help you learn what types of coverage are available, at what cost, and assist you if you have a complaint about how your insurance company responds when you file a claim.
Baltimore Metro (Charles Center) Light Rail (Lexington Market) MTA buses, Charm City Circular Several parking garages are available nearby.
1903 FB users likes Maryland Insurance Administration, set it to 7 position in Likes Rating for Baltimore, Maryland in Government Organization category
The Maryland Insurance Administration wishes everyone a safe and happy Independence Day weekend!
Reminder: Our offices will be closed on Friday, July 3. We'll re-open on Monday, July 6, at 8 a.m.
We'll be on hand to answer your insurance-related questions at the Md. Business Recovery Workshop June 5. http://ow.ly/d/3mOZ
Consider purchasing flood insurance. Flooding is America’s most common natural disaster, yet isn’t covered by most homeowners insurance.
Some insurance companies belong to insurer groups. Rates can differ within a group. Ask if your price quote is the group’s least expensive.
The Maryland Insurance Administration will have staff on hand at the Clear Spring and Cresaptown Essential Service Centers to help you with any insurance issues arising from the June 12th flooding. The centers will be open from 7 a.m. through 7 p.m. now through Sunday, Aug. 17th. They are located at the Clear Spring Volunteer Fire Company at 30 Mulberry St. in Clear Spring, and at the Cresaptown Volunteer Fire Department at 13109 Warrior Drive, Cresaptown. Bring your policy number, copies of any letters from your insurance company about your claim, copies of receipts for money spent to repair damage, and any other documents you think may be helpful.
Students who don’t have health insurance through a parent’s health insurance policy, or who have limited coverage due to network service areas, should consider whether they need to buy an individual health plan directly from an insurer or see whether student health plans are available through their colleges. Student health plans are underwritten by an insurer that has contracted with a college to offer coverage to its students. Review this plan carefully to make certain you fully understand what it covers.
We will have representatives at several National Night Out events across the state this week. Check out our upcoming events section for details.
If your child will attend college away from home, check with your auto insurer to see if any discounts would apply. If your child will keep a car on campus, be sure to let your insurer know. Also, most insurance companies offer a good student discount!
Many credit card companies provide coverage for rental vehicles if you use the credit card to pay for the rental. Check with your credit card company to learn what benefits and coverage they provide.
Your child may be covered under your health insurance policy until the age of 26. However, while away at college, it is important to check whether the campus health clinic, local physicians and hospitals accept the family health insurance policy. For example, a student insured through an HMO may be outside the HMO service area of physicians and hospitals. If this occurs, the student may have coverage for emergency care but not for routine care. Similarly, an insurer may pay benefits at out-of-network levels for students who are outside a PPO network. Be certain the student has a copy of the insurance cards and knows how to obtain any required approvals before seeking treatment.
Most recreational vehicles such as ATVs and dirt bikes are not covered by a homeowner’s policy even if those vehicles are stored in a garage or shed on your property. If your vehicles are stolen, there may be no coverage under your homeowner’s policy. Also, if someone is injured as a result of an accident involving your vehicle, you may be held liable for their injuries and/or property damages. Again, there would be no coverage under your homeowner’s policy to cover those damages and injuries if you are found liable. However, you can purchase coverage for your recreational vehicles to protect in the event you suffer a loss. Check with your insurance company or agent to get proper coverage.
Check with your homeowner’s insurer to see if your college student’s belongings will be covered while away from home. If your student lives off campus, rental insurance is an inexpensive way to protect his or her property in the event of theft or fire.
Thinking of renting a car while you're on vacation? Contact your insurance company to find out if you are covered.