MOTOR CLUB OF AMERICA
TOTAL SECURITY BENEFITS AND SERVICES
**Emergency Road Service - 24-Hour Road Assistance
Your plan includes:
Wrecker Towing Service
And Much More!
Call the toll-free number for MCA authorized sign and go service.
We will pay the reasonable service charge for garage or service
provider whenever you are prevented from driving your covered
private passenger vehicle. If we cannot get this covered vehicle
on its way within 30 minutes, we will have it towed, up to 100
miles, to the destination of your choice. Also, we will pay up to
$100 to provide Emergency Road Service on RVs, Motorcycles,
Trailers, and vehicle with a load capacity of 1 ton or greater.
(Dispatch only on 18-wheelers.)
**Travel Assistance Reimbursement
When a Member’s car is disabled in an auto accident, Motor Club
will reimburse up to $500 for rental car for an accident at home,
or up to $500 for lodging, meals, and transportation when more
then 50 miles away from home.
**Trip Planning and Travel Reservations
MCA provides free personalized trip packages when traveling in
the U.S. and Canada that includes:
Detailed Trip Routing
Maps and Brochures
Your Motor Club Membership card may be used in lieu of cash
bail up to $500 when you become involved in traffic violations.
(Not necessary in California.)
MCA will arrange up to a $25,000 bond to release you when you are
driving a vehicle and charged with a moving traffic law violation such
as vehicular manslaughter or auto related negligent homicide. Simply
call the toll-free number on the back of your membership card.
MCA will pay for your attorney to defend you against police charges:
• Up to $200 for covered moving violations & up to $2,000 for
covered auto related negligent homicide or manslaughter.
• Up to $500 for covered personal injury and vehicle damage matters.
**Stolen Vehicle Reward
The best way to discourage theft is to reward the good guys. Motor
Club will pay a $5,000 reward for information leading to the arrest
and conviction of anyone stealing your covered auto. Member or their
relatives not eligible to receive reward.
**Farm and Ranch Reward
Receive up to $500 for information leading to the arrest and
conviction of anyone stealing a member’s livestock, saddle and tack,
trailers, or farm equipment. Member and their relatives not eligible to
**Credit Card Protection
Receive up to $1000 when you are held liable for misused of lost or
stolen credit cards.
**Discounts on Prescriptions, Dental and Vision Care
Our discount card is an easy way to help you and your family receive
discounts on all of your Prescription, Vision, and Dental needs. You
received a unique membership card allowing you to receive up to a
65% discount on prescriptions, up to a 50% discount on vision, and up
to a 50% discount on dental procedures.
**Personal Accident Coverage
As a Total Security member, you are covered 24 hours a day, for
an injury resulting from any accident at home, work, at play or
while traveling on business or pleasure.
**Emergency Reimbursement Benefits
Receive up to $700 emergency cash for outpatient treatment as
the result of an injury from a covered accident.
• $100 for Ambulance
• $100 for Anesthetics
• $100 for X-rays
• $100 for Emergency Room
• $100 for Lab Work
• $100 for Blood Transfusions
• $100 for Casts or splints
**Daily Hospital Benefit
$54,750 Hospital cash benefits. You will receive $150 per day
beginning the first day you are hospitalized as the result of a
covered accident for up to 365 consecutive days.
**ACCIDENTAL DEATH COVERAGE**
As a member, you may enroll, free of charge, in one of three all
accident AD&D coverage's to suit your needs:
• You, as named member, up to $50,000; or
• You and your spouse, up to $25,000 each, plus job retraining
is available for surviving spouse in many cases; or
• You for up to $30,000, your spouse for up to $15,000, and
your children up to $3,500 each. Optional benefits include
job retraining for surviving spouse, continuing child care and
continuing education support.
• With all coverage’s the name member receives the Travel
Assist Program which assists worldwide with issues such
♦ Medical Evacuation
♦ Medical Repatriation
♦ Non-Medical Repatriation
♦ Return of Remains
♦ Visit to Hospital
♦ Return of Child
♦ Return of Companion
**** Coverage election form must be completed and returned to home
office before coverage goes into effect.