at 1786 River Road, Hamilton , 3210
• Home loans • Business loans • Commercial property loans • Personal loans • Farm loans • Business risk Insurance • Personal risk Insurance
Hi Brad Haberfield from Mortgage Link Waikato here. I have been with Mortgage Link Waikato since 2010 as a Mortgage and Insurance Adviser. I have a passion for helping people into the property market, whether it's with their first home or tenth rental. More importantly I ensure people are well protected from unforeseen events with Risk Insurance. Having the house is nice but if you can't keep it due to illness then it has all been a waste of time and money! If you have any questions regarding finance or insurances feel free to give me a call. Cheers Brad Haberfield
105 FB users likes Mortgage Link Waikato with Brad Haberfield, set it to 5 position in Likes Rating for Hamilton, New Zealand in Bank/financial services category
What is your biggest asset? Have you considered your income as your biggest asset? If you had a money printing machine in your basement, not only would you insure it, you'd probably build a safe round it to protect it. So why don't two thirds of New Zealander's protect their income? $50,000 per annum over 30 years, even without any increases is $1.5 million, yet we're quite happy to risk not being able to earn this income. Long term disability is a financial disaster. Let me show you how you can protect your greatest asset.
Making Life Easier At Mortgage Link we're all about making life easier for our clients! Did you know that we can take care of not only your mortgage requirements, but also your insurances and Kiwi Saver? No need to contact your bank manager, your insurance company or your Kiwi Saver provider as we can do it all for you. That's right we become your one point of contact for all of the above. Everything from the initial set up, to ongoing management, to continually making sure you have the most suitable products and structures in place to meet your current and future requirements. If making your life simpler and less stressful sounds like a good option please contact us on 0800 438 666 or email us at firstname.lastname@example.org to set up an appointment.
How To Pay Off Your Home Loan Faster Paying off your home loan faster can save you a huge amount of interest over the term of the loan, and once your home loan paid off you will then have money for other things. There are many things that you can do to help pay your home loan off faster. Some mortgage brokers will offer you this advice for free and others will charge extra for debt reduction systems. They are quite simple and they work. However you need to be disciplined with how you manage your money and have the ability to stick to a budget. The only way any Mortgage Reduction System can reduce your home loan faster is by paying more off your mortgage. This can be disguised by having a flexible account (revolving credit facility) which your income is paid into while your spending either comes out of this account or is done on a credit card so you get the benefit of an extended period of free credit. You'll need to set up a direct debit to ensure your credit card is paid in full each month. Whatever method you use, you are paying more off your home loan because you are paying higher payments. The key is to make sure that you are not being charged extra for this and a mortgage broker can help you set these systems up for free. Sovereign Home Loans has the Go Home Loan which is a fee free system that works very well. Other banks are also able to offer the accounts needed, but you need to factor in the account fees which can sometimes negate the benefit. To set up the system that best suits your requirements talk to your Mortgage Link Adviser.
Hi everyone. Thanks for checking out my page. Just looking for an indication as to anything you want advice on for my future posts. Let me know below. Cheers