Pay Later Credit Repair

at , Atlanta , 30303 United States

1. Credit Counseling
2. Business Consultant

Build and Repair your Credit using unconventional methods! No Money Upfront. Let us build and repair your credit in phases and also pay in phases!

Description

Use our proven method to fix your credit … we don’t just give instructions, we do the work for you. 1. We get you a new CPN and tri-merge it. 2. We apply for your Capital One Card 3. We apply for a Jewelry Account 4. You will buy something small and make a payment on the card 5. You will wait two weeks 6. We will apply for a Kohl’s Charge 7. You will wait for card and make a small purchase and make a payment 8. We apply for a Discover Card 9. We will also apply for Car Loans if you need it. Price $200 – (60 Days – you get the initial cards in 10 days, you receive the CPN in 72 hours). 10. We supply you with an electronic copy of your CPN on a Social Security Card. 11. We add an authorized user account to your CPN. ($5,000 - $10,000) 12. We get you credit cards, AMEX, VISA and MasterCard up to $25,000 credit limit. %18 backend fee 13. We do a credit sweep on your Social Security Credit Report (removing all negatives) 14. We add 2 authorized user accounts to your credit Social Security Credit Report. Price - $1250 - $500 Down and three payments of $250 each month. (120 Days – you get cards 90 days after we get your CPN). 15. We obtain several credit cards on your Social Security Number. (15% backend fee) 16. We set up a business for you. 17. We incorporate the business for you. 18. We obtain several business cards for you. (10% backend fee) 19. We set up the Employer Identification Number for you 20. We set up your Dunn & Bradstreet Number for you. 21. We set up your business phone and fax for you. (Monthly fees) 22. We set up your business domain name, emails and website for you. (Monthly fees) 23. We assist you in finding a virtual office space (monthly fees) 24. We prepare 2 years of financials for your business 25. We prepare your Business Plan Price - $3000 - $500 Down and $500 per month for 5 months. (Completed 180 days after CPN is issued) ***Must purchase first two plans to get this plan. Safely pay by Credit/Debit Card, Paypal, Google Wallet FAQ's You have questions, we have answers! How does this service work? You fill out the application with your actual information. The part of the application where it asks for CPN email address, Address, and phone number have to have never been used before so therefore will cannot be merged with your actual credit report and information. Once you fill out the application, we will start working on your CPN and get it tri-merged on all three credit bureaus. We will also apply for your first credit card, and when that credit card is accepted, at that point, we will bill you $200. You will have 24 hours to pay the bill, if not then we will cancel the credit card and cancel the CPN. Once you go through all of the steps of Phase 1 of the Program. We suggest that you use half the credit you have and pay the $500 down and $250 per month to start Phase 2 of the program. We will also need you to copy and email or take a picture of your Government ID and Social Security Card for your Credit Sweep to your credit profile. At the conclusion of Phase 1, we will send you a bill for $500 and then have automatic billing for 3 months of $250 for the final payments. During Phase 2 of the program, we urge you to take on an Entrepreneurial Spirit and come up with a business goal and name. At the conclusion of Phase 2, and if you choose to do Phase 3, we send you a bill for $500 and set you up for automatic billing of $500 for 5 months. At this point, unless you have mismanaged your credit, you should have NO problem making the payments. WE WILL REPORT YOU TO THE CREDIT BUREAU FOR GOOD PAYMENTS OR MISSING PAYMENTS! Q. What is a Secondary Credit Number / Credit Privacy Number (SCN / CPN)? A. Secondary credit number is separate from your social security number and is used to protect your social security number from identity theft. Q. Where does the number come from? A. An independent third party. Q. How long does it take to receive the number? A. Typically it takes 3-5 days. Q. Is this legal? A Legality of CPN: Presently, federal law allows the ability for someone to legally use a private ID # for financial reporting purposes instead of a Social Security Number. Title 5, Section 7 of Publication Law 93-579 of Government Organization and Employees Act: (a) (1) It shall be unlawful for any Federal, State or Local Government Agency 8/12/2014 to deny any individual any right, benefit, or privilege provided by law because of such individual's refusal to disclose his or hers Social Security Account Number. What this means is Federal Law protects those who do not wish to disclose their personal information (SS#) except where required to do so. Disclosure of your social security number is only required when dealing with the IRS, your employer, or when applying for a federally insured mortgage. Instead of a Social Security Number, you now have the opportunity to establish a Credit Privacy Number (CPN). A Credit Privacy Number is a new 9 digit number established for financial reporting purposes. This number is NOT a new social. It is simply an available file number at the credit bureaus that can have financial information reported. You have the right to establish this number only once, so do not abuse it. The bureaus or the IRS can take part in this process to establish your CPN. YOU ARE LIABLE FOR PAYING BACK ANYTHING THAT IS BORROWED with this new CPN. CPN’s are used by celebrities, congress members/government workers, and witness protection reasons. For example, celebrities use it because the media can use their SS# to track what they are buying and where they are simply by tracking their credit cards. Further, in example, congress holds special privileges to the law; therefore, their privacy needs to be protected. In another example, witnesses under protection can be located if they use their true social security number for transaction. This is the reason why there is the existence of a Credit Privacy Number program. Reasons are not limited to the previous, so why shouldn't you have a CPN? Members of Congress plan to reintroduce a bill to restrict the availability and use of Social Security numbers, hoping the effort will reduce identity theft. A Social Security Subcommittee Chairman by the name of E. Clay Shaw, announced at a July 11 hearing that he and subcommittee ranking member Robert Matsui, plan to unveil legislation to restrict the sale and public display of Social Security numbers, establish penalties for violations, limit dissemination of numbers by credit reporting agencies, make it more difficult for businesses to deny services if a customer refuses to provide their social security number. The goal is to improve the integrity of the Social Security number assignment process. "Congress must act this session to protect the very number it requires each of us to obtain and use throughout our lifetime," said Shaw.. Q. Am I responsible for the debts on my old report? A. Yes! We suggest not to use the SCN / CPN as a way to avoid any debt (defraud creditors) under your Social Security number or E.I.N. You are responsible for all debts on your old report and debts incurred with your SCN / CPN number. You must remember that while you are rebuilding your credit, you must use your new SCN / CPN wisely. If you have had troubled credit in the past, don’t repeat your mistakes. . Q. Does the SCN / CPN come from people that are deceased or incarcerated? A. No…definitely not! Our SCN numbers are clean. They are not affiliated with anyone including the deceased, incarcerated, or social security. . Q. Can you purchase more than one SCN / CPN? A. No. You may obtain an SCN / CPN number only ONCE. . Q. When filling out an application for example (a credit card), would I put the SCN / CPN in place of the SSN? A. Yes. Also, be sure to use the same information you provided us with. Q. How long does it take the CPN / SCN to show up with the Credit Bureaus? A. It will take 60 days for a Credit Score to show up under the CPN. It will take 90 days to 6 months for us to build an excellent credit score. This can only be done by adding seasoned over 3 years credit lines to your profile. If you know someone who has excellent credit with a credit card that they have had over 3 years old. Ask them if they can add you as an authorized user. This is particularly easy with small business owners. They do NOT need to let you have the Credit Card Q. Can you use the SCN / CPN Number to refinance on a mortgage? A. No. Due to the loan being in your Social Security Number or EIN, it would have to be refinanced the same way. Q. Can I use the SCN / CPN to rent an apartment? A. Yes. We suggest establishing some credit before doing so. Reason being, most landlords want to see some kind of credit history to determine if you are a high risk or not. . Q. What will my new FICO Score be? A. In the beginning your credit profile will be blank. We will build your credit by applying for credit cards and other lines of credit. Be sure to pay your creditors promptly and consistently as possible and do NOT max out your credit lines, use no more than 40% of your total credit. . Q. What can I use my new SCN / CPN Number for? A. As mentioned earlier, you can use your new SCN / CPN Number for anything that would normally require credit reporting purposes. For example, bank accounts, credit cards, personal loans, auto loans, apartments, utilities, cable, cell phones, etc. Q. What are some of the places you suggest we apply for credit using our SCN / CPN? Q. Can I use

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19 FB users likes Pay Later Credit Repair, set it to 115 position in Likes Rating for Atlanta, Georgia in Professional Service category

Summary

Pay Later Credit Repair is Atlanta based place and this enity listed in Business Consultant category. 30303. Contact phone number of Pay Later Credit Repair: (800) 850-3527 Ext 200