at 1111 Beltline, Suite 213, Garland, 75040 United States
Helping people take control of their money by teaching how to intentionally pay off debt, build wealth and give.
What does being debt free look like to you? Why would you want to be debt free and build wealth? Answering those questions places you on the path to freedom. Let me share a bit of my own journey...... We had been in debt 2 different times, once with a plan and once without. We learned that knowledge with application was key to winning. We didn't plan to fail, we just failed to plan. In 2008 we began on this plan to pay off debt, a second time. After having been on the plan for about a year, Richard said, you should teach people how to do this. I chucked as I thought we had been the only ones to have messed up with money. I've since realized that we weren't. Many of our friends had a good income, but hadn't been given tools or knowledge of how to manage it well. In 2010, Richard and I had paid off all but just over $2k on the last debt, not counting the house, when my life turned upside down. Richard was involved in an accident that took his life. In a moments notice I was a widow and single mom at 41. I was grateful that we had been on this plan to pay off debt and had a term life insurance policy. It gave me time to grieve without having to worry about providing for me and the kids. If you don't have a will and a term life insurance policy in the amount of 10-12 times your annual income, go do that today. I would love to share why these 2 things are critical. After nearly 24 yrs of strong business acumen, I've decided to teach, what I've experienced and learned, to those who are teachable and have been called to action in stewarding their finances. In order to win with money, I've realized that it's 80% emotional and am sensitive in that area. I create an environment for my clients to open up to share where they are and where they want to be as we progress in this journey. Having been in a place where we felt hopeless and enslaved is one I remember, all too well. Proverbs 22:7 speaks of how the borrower is slave to the lender. I want to inject hope to your situation so that you no longer have to be enslaved. In order for me to coach you specifically, there are a couple of things that are critical to your success. 1) having the desire to win 2) being teachable 3) setting some goals 4) and being willing to take action There are a couple of ways to make that happen 1) read and gather info online 2) check out books at library 3) enroll in a course: ie: Financial Peace University or 4) consider hiring a personal financial coach. (That's me. :) ) As we embark on your journey to financial freedom, I offer 4 hrs of face to face coaching in 60 days. 2 hrs the initial visit (may include some behind the scene time for me to evaluate your cash flow plan), 1 hr 30 days later and another 1 hr 30 days after. The value of this service is priceless. The cost is $525. There are hourly options as well that we can discuss during your free consultation. As I've mentioned, my heart is the provide you with tools and coaching, specific to your situation in order to change your legacy. Proverbs 13:22 reads: a good man leaves an inheritance for his childrens children. Don't let where you've been or where you are keep you from making a difference for your children or grandchildren. What can you expect from one on one coaching? ~ I will get to know you and your situation ~ I will offer recommendations for you (and your spouse) to work on in order to win. ~ I will NOT be consolidating your debt and paying your lenders. ~ I will teach you a new way to view money and credit ~ I will encourage and hold you accountable ~ I will show you how to apply key information in order for you to see light at the end of the tunnel. Dave Ramsey says, "You're biggest wealth building tool is your income." I will teach you how to put that money to work for you. I look forward to working with you and seeing you win. Cheering you on as you cross that finish line and scream, I'M DEBT FREE! What does being debt free look like to you? Why would you want to be debt free and build wealth? Answering those questions places you on the path to freedom. Lets do this!
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We have a full staff licensed and dedicated to insure you have the best insurance available for your needs. We have been in this location now for over 12 years now and some customers that have been with us for over 20 years.
The Cash Store offers payday loans, cash advances, title loans, and installment loans with competitive terms, high approval rates, and no credit history or score required.
Gold Star Finance has personal loans with easy repayment by installments, and are accredited Tax preparer. Build your good credit at Gold Star Finance.
It's tax season. If you received a large refund, adjust your dependents on your W4 in order to keep your money throughout the year. A $5000 return could yield an extra $400 in your pocket each month.
Take a few minutes today to prepare your budget for March. Give every dollar a name.
"You don't choose a life , dad. You live one." Daniel from the movie, The Way.
If time and money were not an issue, what would you do differently?
It's never too late to start. But why wait?
Your income is your biggest wealth building tool.
Interest paid is a penalty. Interest earned is a reward.
A budget is the road map to get you where you want to be financially.
I will be leading a Financial Peace University ( FPU ) class at Stillwater Community Church in Rowlett. Class begins Feb 8th @3 : 00. Would love to see you.
Ever read the quote that said something like, Start today, a year from now you'll be glad you did? It's true. Don't wait.
Don't be afraid to ask for help when needing something. We weren't meant to do this life alone.
Now is a good time to clean out drawers and closets. Sell what you can and apply toward debt.
While taking control of your money, use cash for purchases. Forego any points, miles or "benefits" credit card companies are offering.
Life happens and we can get sidetracked. Getting back to basics is a good place to start.
"Don't let your happiness depend on something you could lose." CS Lewis
Don't sign up for credit cards in exchange for free t shirts. It could end up being the most expensive shirt you buy. #fighttemptation
We're at the beginning of the second half of 2014. Have a plan, make a commitment and go for it. Start now and put a little back each week for school supplies, clothes and those misc expenses that catch you by surprise as school starts. Let's say you spend $200 and you have 6 weeks before school starts, that's $33 per week. Put that money in envelope just for school stuff.
If you own a large vehicle and are doing a road trip, consider renting a smaller vehicle. The gas you save could more than pay for the rental.
July 4th we celebrate freedom here in the US. Think about how you will celebrate your freedom from debt.