at 1818 Eastern Avenue, Floor 3, Baltimore, 21231 United States
Helping Maryland area home buyers find the right loan for their home purchases and refinances.
David Ryan NMLS #1140999 David George NMLS #1100339 Business NMLS #297505
181 FB users likes The Richardson Team at Coastal Lending Group, set it to 8 position in Likes Rating for Baltimore, Maryland in Bank/financial services category
Good news for homeowners and home buyers taking advantage of FHA financing! HUD announced today the plans to implement a 0.50% rate reduction on annual mortgage insurance premiums for FHA loans. This could potentially reduce your monthly payment by hundreds of dollars! If you haven't refinanced in the last few years, or you have and want to see if you could take advantage of lower mortgage insurance premiums, reach out to The Richardson Team TODAY! E-mail us at email@example.com or call 410-702-5019!
David and David would like to wish all of our friends, family, associates, and clients a very Merry Christmas and happy holidays! Just as a reminder, in the spirit of the holiday season, we are offering a credit back at settlement on an appraisal when you use us as your home loan provider!
Congratulations to Ian and James on lowering their interest rate considerably with an FHA Streamline refinance! With the possibility of interest rates increasing soon, take advantage of our ability to offer rates below 4% while you still can! Reach out to a member of The Richardson Team today at firstname.lastname@example.org!
Just a reminder that if you're looking to obtain financing for a home loan (either as a purchase or refinance) this holiday season - beware the effect of new credit inquiries on the process. If you open apply for a new credit card or other line of credit during the holiday shopping season, it can delay your approval or settlement if the underwriter requires an explanation for it. If you cannot avoid applying for a new line of credit, be prepared to write a letter of explanation that details what the credit request was for and whether a new account was actually opened as a result. Being prepared can keep the process moving for you!
Happy Thanksgiving to all our friends and family! Have a safe and enjoyable day!
Our processor just uploaded the last items needed to submit a loan for underwriting - right as he received it at 1:30 PM on a Saturday. Two weeks ago, we got conditional approval on a loan at 3 PM on a Sunday. At Coastal Lending Group, we're always working for you - day or night, seven days a week. And so are our lending partners. If you're looking for financing for a home purchase or to refinance an existing mortgage, our only question is: Why would you look anywhere else?
If I could take a moment to express sibling pride: both of the Richardson women, Kate and Kasey, have now passed their real estate licensing exams! Congratulations to them both, and dad and I look forward to seeing them excel in their new careers.
Have you purchased a home in the last four years? We'd love to hear what your experience was like, both good and bad. Tell us in the comments below!
If you're a country fan in Maryland, listen for our ads on WPOC's iHeartRadio station starting August 11th! Our website will be going live for general use next week! If you're a first-time home buyer, or if you know someone who is, reach out to The Richardson Team for a no-cost home loan financing consultation. If you aren't getting credit back from your lender, you aren't getting the best deal available!
The Richardson Team at Coastal Lending Group has a new project that will be unveiled soon: a website designed to help home buyers and homeowners better understand the process of obtaining financing or refinancing for their homes! Be on the lookout for news when it goes live!