Tiffany Grant, Associate Consultant - Investors Group

at 101 - 2001 McCallum Road, Abbotsford, V2S 3N5 Canada

Investors Group Financial Services Inc. Investments - Banking - Mortgage - Insurance- Tax Planning - Estate Planning


Tiffany Grant, Associate Consultant - Investors Group
101 - 2001 McCallum Road
Abbotsford , BC V2S 3N5
Canada
Contact Phone
P: 604-853-8111 ext. 249 or Toll Free 1-800-667-3318 ext. 249
Website
http://www.investorsgroup.com/en/barb.star/about

Description

About: It's never been more important to work with a financial advisor; someone who lives and breathes investments. Someone who can take all the loose ends and tie them together. Mission: Our vision is to be the best financial services company serving the long term needs of individual Canadians. At Investors Group: We relate to our diverse clients through comprehensive planning. In all of our endeavours we are diligent in our efforts. We respect each other and the communities we serve by being people who care. Company Overview: Investors Group Inc. is a Canadian leader in providing personal wealth management planning services, and is dedicated to building lasting client relationships. Our primary objective is to help Canadians plan for financial security by providing quality wealth management planning advice and products through a network of Consultants. Investors Group offers wealth management planning, a unique family of mutual funds and a comprehensive range of other investment products and financial services, including Registered Retirement Savings Plans, Registered Retirement Income Funds, Deferred Profit Sharing Plans, Life and Disability Insurance, Guaranteed Investment Certificates and Mortgages. Today, Investors Group serves over one million clients through our dedicated Consultant Network and staff team, working out of hundreds of Wealth Management Planning Centres across Canada. Investors Group Inc. is a member of the IGM Financial Inc. group of companies. The shares of IGM Financial Inc. are listed on The Toronto Stock Exchange. The stock exchange symbol is IGM

Company Rating

67 FB users likes Tiffany Grant, Associate Consultant - Investors Group, set it to 15 position in Likes Rating for Abbotsford, British Columbia in Bank/financial services category

Happy Halloween!!

Published on 2014-11-01 02:11:40 GMT

Through the Canada Education Savings Grant (CES Grant) program, the first $2,500 you contribute each year to your child’s RESP will receive a federal grant of at least 20% of your contribution. Are you familiar with all the grants available to you? If you would like more information please feel free to contact me at 604-853-8111 ext. 268 or tiffany.grant@investorsgroup.com

Published on 2014-10-22 21:53:13 GMT

Had a great time at the Investors Group Comedy Tour in Abbotsford tonight! The comedians were hilarious and at times had me laughing so hard there were tears! It is all in support of the local food banks...thank you to all the clients that came out for fun and donated food to those in need! I am very appreciative and proud to be part of such an amazing company!

Published on 2014-09-30 05:33:55 GMT

We all have those “go-to” people – mechanics, hair stylists, accountants – that have built loyal relationships because they know us well, provide excellent service, and always have our best interests in mind. But do you have a “go-to” person to help you manage your finances and plan for your future?

Published on 2014-08-20 23:48:59 GMT

Important!...After reading my mortgage insurance posts, please do not cancel your mortgage insurance until AFTER you have personal insurance approved and in place! If you would like to discuss your insurance options and possibilities, or anything else, please call me at 1-800-667-3318 ext. 249 or email me at tiffany.grant@investorsgroup.com. I would be happy to discuss any questions you may have.

Published on 2014-06-25 06:38:28 GMT

Mortgage Insurance OR Personal Insurance...Is there a difference? Reason #6 Why you should consider Personal Insurance With mortgage insurance your premium is based on your age band and minimal health information. It is only underwritten at time of death and therefore, mortgage insurance will assess your eligibility only when you make a claim, leaving you unsure of your coverage. With personal insurance your premium is based on your age, health and smoking status. Your medical history is reviewed during underwriting before the policy is issued, so you can be sure the coverage will be in place when needed. Are you 100% certain your mortgage insurance would pay if you were to die? How can you be sure?

Published on 2014-06-24 22:38:09 GMT

Mortgage Insurance OR Personal Insurance...Is there a difference? Reason #5 Why you should consider Personal Insurance: With mortgage insurance, the policy cannot be moved to a new mortgage, a renewal or a new lender. If you decide to sell your house and buy a new one, the new premiums are based on your present age (more expensive) or worse, you may no longer be able to obtain coverage. With personal insurance, you own the policy and therefore the contract goes with you from one home to another - one mortgage to the next. What would happen if you were no longer insurable, yet wanted to move? You may be stuck in the house you are in...

Published on 2014-06-13 22:49:19 GMT

Mortgage Insurance OR Personal Insurance...Is there a difference? Reason #4 Why you should consider Personal Insurance: With mortgage insurance, the premiums can be adjusted by the lender (as owner of the policy) at any time. The lender can also change or cancel the policy at any time. With personal insurance, the premiums are guaranteed for the term of the policy. The insurance company cannot make any changes to the contract. Only you can cancel or make changes. Do you want to have the guarantee that the premiums you are paying will not change over the term of the policy? What would you do if you received a letter one day that your mortgage insurance is no longer offered or the terms have changed? What if you were no longer insurable?

Published on 2014-06-12 22:29:35 GMT

Mortgage Insurance OR Personal Insurance...Is there a difference?Reason #3 Why you should consider Personal Insurance: Mortgage Insurance pays out only the amount owing on the mortgage at time of claim. The total value of coverage decreases with the mortgage balance, but the premium does NOT! ex. You continue paying the same premium as when your mortgage was $300,000 even if your mortgage balance has decreased to $100,000. Personal Insurance on the other hand, pays the total value of the insurance coverage you purchased. The total value of coverage remains stable for the term of the policy and so does the premium!

Published on 2014-06-09 20:07:14 GMT

Mortgage Insurance OR Personal Insurance...Is there a difference? Reason #2 Why you should consider Personal Insurance: With mortgage insurance, the coverage expires when the mortgage is paid off. Meaning, you no longer have the insurance! Whether you still want it or not. With personal insurance, the coverage continues after your mortgage is paid as long as you keep the policy in-force. You may want to keep the insurance to provide extra security for your loved ones. Would you like to have the choice to have or not have coverage?

Published on 2014-06-05 15:22:42 GMT

Mortgage Insurance OR Personal Insurance...Is there a difference? Reason #1 Why you should consider Personal Insurance: With mortgage insurance the LENDER is the OWNER and the BENEFICIARY and is entitled to receive the full death benefit. With Personal Insurance YOU own the policy and YOU designate the beneficiary. Your chosen beneficiary is entitled to receive the full death benefit and can choose what to do with the proceeds. Would you prefer the money go directly to the lender or to your loved ones?

Published on 2014-06-04 00:50:45 GMT

Mortgage Insurance or Personal Insurance...Is there a difference?? Before you say yes to lender provided Mortgage Insurance, consider the options.. Protecting your mortgage with a personal insurance plan can offer you and your loved ones better guarantees, greater choice and more flexibility - and in most cases at a LOWER COST! Over the next few days, I will post reasons why you should consider Personal Insurance over Lender Mortgage Insurance. You may be surprised! If you have Lender Mortgage Insurance, it is not too late to look at your options and make a change. (Important note - Don't cancel anything until you have another plan in place!)

Published on 2014-06-03 02:31:46 GMT

How do you feel about the amount of income tax you pay? Do you know what your marginal tax rate is and do you have strategies in place to reduce how much tax you pay?

Published on 2014-05-22 05:25:20 GMT

Come visit me at the Investors Group booth on Monday at the Cloverdale Rodeo!

Published on 2014-05-17 07:16:43 GMT

Tax tip #3: All non-registered assets in your portfolio are subject to tax. However, there are effective ways to benefit from tax deferrals.. Ask me how!

Published on 2015-04-15 18:57:57 GMT

Tax tip #2: Tax-free savings accounts (TFSA)- Yes, they really are tax-free. Contributions to a TFSA are not deductible for income tax purposes, however when amounts are withdrawn, proceeds are tax-free. TFSAs are a great way to save for the short term or the long term..

Published on 2015-04-13 20:12:32 GMT

Tax tip #1: A registered retirement savings plan is a tax deferred investment which can reduce your taxable income.

Published on 2015-04-10 00:47:02 GMT

The April 30 income tax deadline is quickly approaching...It's a fact that Canadians work five to six months each year just to pay their taxes! How do you feel about the amount of taxes you pay?? Over the next few days I will be posting tax tips to help you reduce your tax bill and keep more money in your pocket. Be sure to let me know if you have any questions.

Published on 2015-04-10 00:38:23 GMT

Mortgage Insurance OR Personal Insurance…the difference... Why you should consider Personal Insurance: Reason #6 With mortgage insurance your premium is based on your age band and minimal health information. It is only underwritten at time of death and therefore, mortgage insurance will assess your eligibility only when you make a claim, leaving you unsure of your coverage. With personal insurance your premium is based on your age, health and smoking status. Your medical history is reviewed during underwriting before the policy is issued, so you can be sure the coverage will be in place when needed.

Published on 2015-03-29 20:43:36 GMT

Mortgage Insurance OR Personal Insurance…the difference... Why you should consider Personal Insurance: Reason #5 With mortgage insurance, the policy cannot be moved to a new mortgage, a renewal or a new lender. If you decide to sell your house and buy a new one, the new premiums are based on your present age (more expensive) or worse, you may no longer be able to obtain coverage. With personal insurance, you own the policy and therefore the contract goes with you from one home to another – one mortgage to the next. What would happen if you were no longer insurable, yet wanted to move? You may be stuck in the house you are in…

Published on 2015-03-26 18:44:44 GMT

Mortgage Insurance OR Personal Insurance…the difference... Why you should consider Personal Insurance: Reason #4 With mortgage insurance the premiums can be adjusted by the lender (as owner of the policy) at any time. The lender can also change or cancel the policy at any time. With personal insurance the premiums are guaranteed for the term of the policy. The insurance company cannot make any changes to the contract, only you can make changes or cancel the policy. Do you want to have the guarantee that the premiums you are paying will not change? How would you feel if you received a letter one day that your mortgage insurance is no longer offered or the terms have changed? What if you were no longer insurable?

Published on 2015-03-25 22:52:56 GMT

Mortgage Insurance OR Personal Insurance…the difference... Why you should consider Personal Insurance: Reason #3 Mortgage Insurance only pays the amount owing on the mortgage at time of claim - to the lender. The total value of coverage decreases with the mortgage balance, but the premium does not! You continue paying the same premium as when your mortgage was $300,000 even if your mortgage balance has decreased to $100,000. Personal Insurance on the other hand pays the total value of the insurance coverage you purchased - to your designated beneficiary. The total value of coverage remains stable for the term of the policy, and so does the premium! How do you feel about paying the same amount of premium each month for a decreasing amount of insurance coverage?

Published on 2015-03-24 22:55:26 GMT

Mortgage Insurance OR Personal Insurance…the difference.. Why you should consider Personal Insurance: Reason #2 With mortgage insurance, the coverage expires when the mortgage is paid off. Meaning, you no longer have the insurance! Whether you still want it or not. With personal Insurance the coverage continues after your mortgage is paid as long as you keep the policy in-force. You may want to keep the insurance to provide extra security for your family. Would you like to have the choice whether or not to have insurance coverage?

Published on 2015-03-24 02:13:06 GMT

Mortgage Insurance OR Personal Insurance…the difference.. Why you should consider Personal Insurance: Reason #1 With mortgage insurance the lender is the OWNER and the BENEFICIARY and is entitled to receive the full death benefit. With personal insurance YOU own the policy and YOU designate the beneficiary. Your chosen beneficiary is entitled to receive the full death benefit and can choose what to do with the proceeds. Would you prefer the money go directly to the lender or to your loved ones?

Published on 2015-03-20 18:39:00 GMT

Mortgage Insurance or Personal Insurance…the difference.. Before you say yes to lender provided mortgage insurance, consider the options. Protecting your mortgage with a personal insurance plan can offer you and your loved ones better guarantees, greater choice and more flexibility – and in most cases at a lower cost! Over the next few days I will post reasons why you should consider personal insurance over lender mortgage insurance. You may be surprised and it's not to late to change your coverage..

Published on 2015-03-19 19:56:34 GMT

Have you made an RRSP contribution yet? This is a great way to save for retirement or first home while at the same time reducing your income taxes paid! Cutoff for making contributions for 2014 tax year is tomorrow, Monday March 2nd..

Published on 2015-03-02 01:30:53 GMT

Do you have a child born in 2007 or later? They could be eligible to receive the free $1200 BC Training and Education Savings Grant. Contact me for details about how to get this free grant for your children. 604-761-7957 or tiffany.grant@investorsgroup.com

Published on 2015-01-21 06:59:38 GMT

Have you heard about the enhancement to the Universal Child Care Benefit by the Federal Government? Starting in 2015, the benefit has increased for children under 6 and now children aged 6 to 17 will also receive a benefit.. For further information and/or a copy of a video that outlines the details contact me at 604-761-7957 or tiffany.grant@investorsgroup.com

Published on 2015-01-20 00:55:00 GMT

Why choose RRSPs? Three reasons: Pay less tax, save more for retirement and grow your wealth. If you don't have the money for a lump sum contribution, consider an RRSP loan with a low interest rate. Contact me to learn more about retirement planning and reducing your taxes. 604-761-7957